New credit cards just arrived from an extremely large financial institution with a cute little logo on the activation stickers which reads "use it wisely". I don't imagine they mean that I should use the stickers wisely, and they probably don't mean me to use water wisely because although the logo has two things on it that look a bit like squished water drops, they don't look like the water drop in the water campaign.
The water campaign was the first hit on my internet search for "use it wisely", closely followed by email, condoms, sacred texts and this lovely picture with an advertisement in the background (which seems to suggest that using a certain brand of pen helps you use time wisely).
But seriously, if they really meant me to use the credit card wisely, why isn't the logo on the card (it isn't, even on the back)? That way, every time I was tempted to use it I could ask myself "Is this wise?"
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1. Posted by Yemmi Agbebi on August 16, 2005 @ 11:15 | Permalink
When it comes to the matter of credit cards, the best way is to beat the credit card peddling conglomerates at their own game. Become a "Rate Tart"!
It works like this, first, you should find yourself a good website where you can access current rates and offers for credit most cards going. Since I live in the UK I use http://www.creditcardbank.co.uk/ where I go to to do my comparison work.
The second task is to find a credit card with a good "Credit Card Balance Transfer" offer. Once you have found one, you should transfer your current credit card debt to the new card. Most credit card give you between 6-9 months 0% APR.
If you can pay of your card debt in that time, then it costs you nothing. If you can't, in month 8 start looking around for another credit card balance transfer offer... and so on. In other words, you're constantly on the lookout for the best credit card rates. It costs you nothing but wait for this - it costs the credit cards congolmerates a lot of money. Now you know why it is called "Rate Tarting"!
2. Posted by Yemmi Agbebi on August 16, 2005 @ 11:28 | Permalink
When it comes to the matter of credit cards, the best way is to beat the credit card peddling conglomerates at their own game. Become a "Rate Tart"!
It works like this, first, you should find yourself a good website where you can access current rates and offers for credit most cards going. Since I live in the UK I use http://www.creditcardbank.co.uk/ where I go to to do my comparison work.
The second task is to find a credit card with a good "Credit Card Balance Transfer" offer. Once you have found one, you should transfer your current credit card debt to the new card. Most credit card give you between 6-9 months 0% APR.
If you can pay of your card debt in that time, then it costs you nothing. If you can't, in month 8 start looking around for another credit card balance transfer offer... and so on. In other words, you're constantly on the lookout for the best credit card rates. It costs you nothing but wait for this - it costs the credit cards congolmerates a lot of money. Now you know why it is called "Rate Tarting"!
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