October 05, 2007
Navel Gazing
Posted by Gordon Smith

One of the major challenges in moving lies in establishing a new set of routines. Rather than merely replicating old routines, I have come to view moves as a short window of opportunity to make profound changes in my habits or lifestyle. My wish list for my move this summer was surprisingly long, but I will  mention only two things in this post: money and health.

Budgeting has never been a strength, and though we have done fairly well on one law professor's salary, money is not sloshing around freely in the Smith household. With one child in college and four more in the pipeline -- and a much larger mortgage payment than we had in Wisconsin -- I decided to take the opportunity of our move to do some financial planning.

As one of its employee benefits, BYU offers a free consultation with a financial planner. So I assembled all of our financial information and sent it to our designated consultant. Apparently, unless you have very obvious problems -- like no retirement planning, no other savings, or excessive credit card debt -- the only thing this fellow has to offer was a slap on the back and a hearty "You're doing great!"

So I took matters into my own hands and started using Mint. The setup is simple -- just create a Mint account, then add your credit cards and checking account. Mint pulls all of your transactions and begins to classify them. At the beginning, some of the transactions ended up in strange places, and the biggest category of transactions was "No category," but I have gotten into the habit of classifying (or re-classifying) transactions, and Mint learns from the past. So I am building a history, which is the key, of course, because Mint is about detecting spending trends. (The service also suggests "Ways to Save," but I have found those suggestions completely unhelpful.) It's too early to say whether Mint will help us to rationalize our spending, but the initial signs are hopeful.

Now the harder -- and more urgent -- change: my health. Actually, my doctor in Wisconsin told me that I am in very good health ... for a fat man. No high blood pressure or high cholesterol. No heart problems or shortness of breath or diabetes. Yet. But I have been gaining weight consistently for the past 20 years, and every time I visit a doctor, the main message is simple: lose weight.

The principle governing weight loss is obvious and we all know it: burn more calories than you consume. It was clear to me that my first step needed to be ... taking more than a first step. My sedentary lifestyle had to go. The problem, of course, is that, like most fat people, I don't enjoy exercise. I needed to find something I could do without the nagging feeling that I wanted to be doing something else.

So I bought an iPod and started walking to work. That's three miles of uninterrupted podcasts/recorded books each way! When I started, temperatures in Utah were mostly in the 90s, but on some days broke 100 degrees. Frankly, I am not sure why that didn't stop me, but I kept walking. In the first month, I lost 7-8 pounds. And there is no incentive for weight loss that is greater than weight loss.

So I took the next step, recruiting my 16-year-old son to lift weights with me three times a week at the end of the workday. He is engaging, funny, and smart. We talk about his school and my work and BYU football. All the important stuff. He is a former football player, and he enjoys lifting weights, so I am counting on him to keep me on task. And to spot me on the bench press!

After classes started, I enrolled in Y-Be-Fit, a fitness and health program run by faculty and students at BYU. For $20 I received a personal health assessment -- including a blood lipid profile, a treadmill test, a trip to the Bod Pod (to measure body fat), a nutritional analysis, and various other evaluations -- and a weekly counseling session for three months. My "counselor" is a BYU student, who checks my progress, offers encouragement, and provides me with information on how to reach my health and fitness goals. Again, this is not rocket science, but it's nice to have the regular visit as an incentive to keep exercising.

As part of the Y-Be-Fit program, I was told by a BYU Professor of Exercise Science that the corollary to the caloric deficit principle (above) is that very few people successfully lose weight through exercise alone. Most of us need to make fairly extreme adjustments to our diets. That probably explains in large part why, after two months of walking to work and lifting weights, I had lost only 10 pounds. (I understand that 10 pounds is a lot for two months, but my point is that most of the weight loss occurred in the first month.)

Over the past two weeks, therefore, I have been speaking to my counselor about the need to adjust my diet. After reviewing the results of my nutritional analysis, my task was clear: less meat, more veggies.  And stop eating out so much!

This has been tough. Despite a scriptural injunction to eat meat "sparingly," most Mormons are far from vegetarians. Having attended a fair number of luncheons since my arrival, I can testify that non-meat options are tough to come by at BYU. But I am slowly learning the tricks of the trade, and I had a very tasty vegetarian rice dish at a law school luncheon today.

Despite these little successes, I have been frustrated by my inability to know whether I was achieving a caloric deficit. During our session this week, my counselor suggested that I try the "MyPyramid Tracker" on the USDA's website. As with Mint, my limited experience may be insufficient to draw any firm conclusions, but I have been able to count calories rather painlessly over the past two days. Entering the physical activity numbers is more challenging, but I am going to persevere until I can develop enough history to get a feel for this new lifestyle.

By the way, at my most recent weighing, I am down 12 pounds since the beginning of August. I hope you will see even less of me the next time we meet.

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Comments (9)

1. Posted by Jason on October 5, 2007 @ 8:06 | Permalink

See also http://nymag.com/news/sports/38001/


2. Posted by Gordon Smith on October 5, 2007 @ 8:25 | Permalink

Jason, Very interesting article. Thanks for citing it. The description of the role of hormones in maintaining our fat levels was particularly interesting and new to me. Thank goodness for the last section, which concludes that changes in diet really make a difference!


3. Posted by Eric Goldman on October 6, 2007 @ 7:40 | Permalink

Next time we eat together, I'll be happy to help you select a vegetarian option! Eric.


4. Posted by Anthony on October 6, 2007 @ 13:46 | Permalink

Gordon,
FYI, the "Email the author" link at the bottom of your post still shows the Wisconsin address. Is that correct? ~Anthony


5. Posted by Gordon Smith on October 6, 2007 @ 15:00 | Permalink

Thanks, Anthony. I hadn't updated my profile, but I just did that.


6. Posted by Cliff on October 9, 2007 @ 0:12 | Permalink

Best of luck with it Gordon.

You may want to check out the Russian Kettlebell. http://russiankettlebells.com/

I don't believe a better piece of equipment for fat loss and overall conditioning exists. Seriously.


7. Posted by Mike Guttentag on November 21, 2007 @ 16:36 | Permalink

Any update on using Mint?


8. Posted by Gordon Smith on November 21, 2007 @ 17:20 | Permalink

Hi Mike,

In the last 24 hours, the site appears to be having some problems, but generally speaking, I am still using it, and it has become a daily stop. I update the accounts and check for activity. This one-stop shopping is much easier than visiting each credit card or bank page.

A few of the other features of the site are becoming more useful with time. The Overview page shows actual spending compared to a budgeted amount. I am still getting a feel for our usual spending, but I have already set budgets for some of the categories, and this is a nice at-a-glance check of spending.

Mint has a Transactions page with detailed information on each transaction. This is where I categorize our spending. It also allows me to see all the charges to a particular vendor, from a specified category, or on a certain date. On more than one occasion, this has prompted a discussion about how we might use our resources more wisely.

The Spending Trends screen presents the categories graphically, which is fun, but not all that helpful for me. Though I do use the bar graphs to see patterns in gas, groceries, restaurants, etc.

The least useful aspect of the program for me is the Ways to Save screen. Mint suggests new credit cards, banks, mobile telephone providers, etc. If you have put some thought into those decisions in the first place, I think you will find Mint's suggestions not very helpful.

All in all, I think Mint is a success, and I think it will be more useful as we develop more data. After we use it for a year, I think trends we don't perceive now will become more apparent.

You didn't ask about the other topic of this post, but I will tell you anyway: down 23 pounds since early August. So I am holding steady at about a pound and a half per week. This morning, I cut another new hole in my belt because my pants were falling down. No, I am not thin yet, but headed in the right direction.


9. Posted by Michael Guttentag on November 22, 2007 @ 11:35 | Permalink

Gordon. Thanks for scoping this out. I think I'll give it a try, and congratulations on your progress on topic two. Maybe I'll ask for some advice on that count too.

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